|
| CERTIFICATE OF DEPOSIT |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Interest Rate |
APY |
| 91 Day Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
1.60% |
1.61% |
| 182 Day Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
1.90% |
1.91% |
| 1 Year Certificate* |
+0.10% with deposit relationship |
$500 |
$500** |
2.15% |
2.17% |
| 2 Year Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
2.25% |
2.27% |
| 3 Year Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
2.40% |
2.42% |
| 4 Year Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
2.65% |
2.68% |
| 5 Year Certificate*++ |
+0.10% with deposit relationship |
$500 |
$500** |
2.90% |
2.93% |
|
| CHECKING |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Prime Time Checking++ |
|
$100 |
$1,000** |
0.30% |
0.30% |
| Advantage Checking++ |
|
$1,000 |
$0 |
0.50% |
0.50% |
|
Tier 2 $10,000.00 |
|
|
.75% |
.75% |
|
Tier 3 $25,000.00 |
|
|
1.00% |
1.00% |
|
Tier 4 $50,000.00 |
|
|
1.25% |
1.26% |
|
| MONEY MARKET |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Premier Money Market++ |
|
$1,000 |
$0 |
1.25% |
1.26% |
|
Tier 2 $5,000.00 |
|
|
1.50% |
1.51% |
|
Tier 3 $10,000.00 |
|
|
1.75% |
1.76% |
|
Tier 4 $20,000.00 |
|
|
2.00% |
2.02% |
|
| IRA |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| 18 Month IRA* |
|
$100 |
$100** |
2.75% |
2.78% |
|
| SAVINGS |
|
Min Deposit to Open Account |
Min Balance to Obtain APY |
Rate |
APY |
| Young Investors Savings++ |
|
$10 |
$0 |
1.50% |
1.51% |
| Personal Savings++ |
|
$100 |
$0 |
1.50% |
1.51% |
| * A penalty may be imposed for early withdrawal |
| ** Daily balance. The amount of principal in the account each day. |
| ++ The interest rate and annual percentage yield may change after account opening |
| Fees could reduce the earnings on the account |
| For current information call 785-761-2265 |
| Interest Rates and Annual Percentage Yields are current as of 02/17/09 |
