Consumer Loans


When purchasing a home in the "Heart of the Flint Hills" -- you will want to partner with a local community bank for the smoothest mortgage process.

Millennium Bank offers competitive rates and the personal attention you're looking for. Local service simplifies the process. If you already have your dream home, we can also help you refinance your existing home loan for lower payments or that final project needed for perfection!

  • VA
  • FHA
  • Competitive rates
  • No prepayment penalty
  • Subject to credit approval

Personal Loans

Millennium Bank is here to help you reach your goals. Whether you are looking for a new car, boat, RV or if restructuring your debt is on your mind, we have a personal loan to meet your needs and a personal banker to help you make the right choice.

Flexible terms and financing options are designed to help you find the lowest monthly payment. We are locally owned with all decisions made locally.

  • Competitive rates
  • Local decisions
  • Fast and easy application process
  • Subject to credit approval

Construction Loans

Now is a great time to build your dream home and Millennium Bank is ready to help you every step of the way! We have a construction loan that will help you move from the construction phase to your permanent mortgage all right here. Ask us about how you can start the process today!

  • Competitive Rates
  • Local Decisions

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Member FDIC. Equal Housing Lender.
Equal Housing Lender