Personal Checking

Millennium Free Checking

  • $50.00 to open or direct deposit
  • No minimum balance
  • Paperless e-Statement required with this account
  • Free Mastercard debit card available
  • Free online banking available
  • Unlimited transactions
  • Check-free bill pay available

Millennium Plus Checking

  • $100.00 to open or direct deposit
  • Monthly service charge: $3.00
  • To avoid service charge minimum balance of $500.00 required
  • Free online banking available
  • Free Mastercard debit card available
  • Monthly paper imaged statement or e-Statement available
  • Unlimited transactions
  • Check-free bill pay available

Prime Time Checking - Age 50 and above

  • $100.00 to open or direct deposit
  • Unlimited transactions
  • Mimimum balance of $300.00
  • Monthly service charge of $3.00 if balance falls below minimum
  • Check-free bill pay available
  • Free Mastercard debit card available
  • Free online banking available
  • Interest earned on daily balances over $1,000
  • Monthly paper imaged statement or e-Statement available
  • First box basic checks free
    (wallet only)
  • First year free 3x10 SDBX (as available)

Advantage Checking

  • $1,000 to open
  • Minimum balance $1,000
  • Monthly service charge of $10.00 if balance falls below minimum
  • Interest earned on daily balance
  • Check-free bill pay available
  • Free Mastercard debit card available
  • Free online banking available
  • Monthly paper imaged statement or e-Statement available


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Member FDIC. Equal Housing Lender.		 Equal Housing Lender